401(k) Planning For Businesses
Your Employees Have a Problem
... It's Called Retirement
Do they know where to go?
Are they headed in the right direction?


You offer a 401(k) program to help your employees save for retirement. But how many of them are really taking advantage
of it?

You've bent over backwards to educate them. You've used enrollment meetings, newsletters and technology. You've brought in outside vendors to help them allocate their assets. You may have even switched plan providers. And still, participation lags and haphazard decisionmaking is commonplace.

What else can you do?

We Have the Solution
A proven, effective approach to get your employees involved in planning for retirement.

Donald Smith understands what other 401(k) plan providers don't - that both financial AND psychological roadblocks prevent employees from planning and investing for the future.

You can try logic - but logic alone won't motivate employees to participate. Donald Smith and the team at Provident Wealth Management work to remove the real obstacles hindering 401(k) participation and smart decisionmaking - to help people plan to move forward financially.

Employees are confused by 401(k)s.

Solution: A pioneering education program that's easy to understand and motivates employees to take action.

Loads of information - Lack of comprehension.
Employees are overloaded with information about retirement, healthcare and other benefit plans. Yet research shows a distressing lack of comprehension. Life-impacting decisions are being made based on incomplete and misinterpreted information. We understand the problem - and we have a proven solution. Our pioneering Retirement Roadtrip education program and motivation system is based on leading-edge neurological, sociological, linguistic, and psychological research of how adults learn and make decisions. We make complex concepts easy to understand, and we know how to motivate employees to take action.

Employees mismanage their assets.

Solution: Investment options that reduce the likelihood of bad investment decisions.

The investment options we innovated are structured to minimize costly investment mistakes. They incorporate sophisticated, time-proven portfolio management strategies used by professionals - yet they are simple to understand and use. Employees invest like a pro, and know how to get where they want to go.

Employees get lots of information, but little direction.

Solution: Personalized financial planning advice.

You give your employees as much information as possible, but they aren't financial experts. That's why we provide them with personalized financial planning advice. Our professional financial advisors review each employee's overall financial picture - their standard of living, their financial resources, and their goals and challenges - and then design a personalized strategy tailored to meet their needs. Financial planning guidance is not an event, but an ongoing relationship in which progress is monitored and needed adjustments to the compass are made. When it comes to your employees' futures, they are no longer left uninformed and on their own.

You can make a difference - and change lives!
Are you experiencing similar problems and looking for a better way to help your employees?

We have the solution. Discover how you can show your employees routes to financial freedom. Introduce them to Donald Smith and his team at Provident Wealth Management. The results? Higher participation, smarter decisionmaking, and greater peace of mind for employees - and for you, the plan sponsor. Employees will appreciate your understanding of their challenges and be grateful for proven solutions that will change their lives and give them a compass to get where they want to go.
Provident Wealth Management
Retirement Planning Specialists
3527 W. 26th Street
Erie, PA 16506
phone:
e-mail:
814.455.7523
donsmith@providentwealth.com
Securities offered through Provident Private Capital Partners, Inc. Member FINRA/SIPC.