Our Staff
THE RETIREMENT EXPERTS
Serving Retirement Clients for Over 25 years
Owner
Erie office
Donald Smith has more than 20 years of experience in the financial services business and with employee-directed retirement plans. In addition to providing investment advice, he is actively involved in providing financial planning and employee benefit consulting services. Don has been quoted in several local and nationally recognized publications. He holds several financial and employee benefit degrees and certifications, including: Certified Financial Planner, Masters Degree in Business Administration, Masters Degree in Financial Planning, Accredited Retirement Plan Specialist, Certified Employee Benefit Specialist, Chartered Life Underwriter, Registry Financial Planner, Registered Securities Principal, Registered Representative, Bachelor’s Degree in Psychology, and several advanced financial planning certifications.
Financial Advisor
Erie & Corry Offices
Attorney Cairns has been serving as Director of Retirement Service with PWM for over two years. Jim is a financial advisor, Registered Representative, and Accredited Retirement Plan Specialist.
Jim also is in private practice as an attorney, concentrating in estate planning, wills and trusts. He graduated with a Master’s Degree in Administration from Mercyhurst College in 1992, and from Cleveland-Marshall College of Law in 1995. He holds law licenses in both Pennsylvania and Ohio.
Financial Advisor
Erie Office
Charles Kibler has over 23 years of experience in the financial services business and with employee-directed retirement plans. He has a Bachelor’s Degree from Mercyhurst College, has completed the Life Underwriters Training Council Fellowship program, and is a Registered Securities Representative and Registered Investment Adviser. He was recruited to Provident in 2003. Before joining the firm he was an employee-directed retirement plan specialist with Metropolitan Financial Services and a financial advisor with Prudential Financial Services, specializing in life insurance products including variable annuities as well as in mutual funds.
Financial Advisor
Corry Office
Charlotte Drayer is a Registered Securities Representative and financial advisor at our Corry Branch. She has been in the financial services industry for approximately 15 years, and has experience ranging from residential and commercial mortgage brokerage, business banking, insurance sales, and investment/financial solutions sales. In 2005, she joined the Provident Wealth Management team of Registered Investment Advisors. Charlotte offers financial services and advice in the areas of financial planning, mutual fund investments, insurance and educational planning. Charlotte also holds a Master’s Degree in Education from Edinboro University of Pennsylvania. She welcomes client questions and concerns by appointment and on a walk-in basis. Charlotte is currently in the process of obtaining the Certified Financial Planner designation through the Boston Institute of Finance.
Financial Advisor
Erie Office
John McElhenny is a Certified Financial Planner, has over 20 years of experience in the financial services business and with employee-directed retirement plans. He is a Registered Securities Representative, a Registered Investment Advisor, and Licensed Insurance Agent. John has been with the firm for 17 years. Prior to joining Provident he was with Dean Witter for four years and First Investors for two years.
Operations Manager
Erie & Corry Offices
David Smith has eight years of experience in the financial services business and with employee-directed plans. He has a Bachelors Degree in Mechanical Engineering from Penn State University. He is a Registered Securities Representative and Registered Securities Principal and has been with the firm for eight years.
Operations Assistant
IT Administrator
Erie & Corry Offices
David Kmecik joined Provident Wealth Managment in 2006. David completed his Bachelor's Degree in Specialized Business through the Graphics Design & Multimedia Program at Tri-State Business Institute in 2006. David manages and maintains the Information Technology Systems at Provident Wealth Managment for both our Erie and Corry Offices.